Find your perfect place with GSPCTopics
Start your search for houses and flats for sale right here with us – the home of the most trusted local experts.
Not sure what to do first? Make sure to follow our top tips!
Get a solicitor
Your solicitor estate agent is your expert, who can guide you smoothly through the whole process to help you find your ideal home. They will help you to understand the whole legal process and the costs involved.
Check what you can afford
Speak with an independent financial adviser to find out how much you can borrow and what your repayments would be.
The amount you can borrow is based on your salary, combined with your spending habits and commitments.
But it’s not just about how much you can borrow, it is also checking you can afford it. This is essential to work out a realistic budget before you start house hunting.
Now you’ve organised your solicitor estate agent and know how much you can afford, it is time to start your search!
We have thousands of local homes for sale, so browsing our website and property paper is the ideal place to start. Remember to sign up for property alerts to be told about new properties first.
You now need to get out and start viewing. Once you’ve seen a few properties you’ll soon become an expert at seeing past things you don’t like and seeing the potential in a place.
Make an offer
Found somewhere you love? Get in touch with your solicitor. This is probably the trickiest part of the entire house buying process – deciding how much to bid. Your solicitor plays a crucial part.
Once you’ve decided to go ahead, your solicitor will submit the formal offer and they will continue to work through all of the legal aspects to complete the contract, known in Scotland as the ‘missives’.
Finalise your mortgage
Once you’ve made an offer and it’s been accepted, you need to get your mortgage approved. Your IFA will help you every step of the way.
Once your solicitor has finalised the legals and your IFA has helped you complete the mortgage application, you can now look forward to moving into your new home.
Find out more in our Buying in Scotland guide.